Wednesday, November 30, 2016

New Credit card and banking account bonuses - How to check them and how to redeem it

Every account or new credit card you open there will be always bonus offer on it. Earlier it used to referral bonuses but have not seen that happening nowadays.
If you apply to get credit card online or open new checking or saving account through bank site which has offer listed. Usually it works out if you qualify to spend mentioned amounts in particular time period. Usually Bank of America it's 90 days to satisfy all conditions.
I have missed to apply it online and went through bank for all new account's opening because of which I lose around $500 different type of bonuses. So here are thumb rules to follow for opening new accounts.


  • Always apply online from banking site which has bonuses mentioned
  • If you apply from bank then tell bank official to apply the bonus code or show the online offer
  • Always research for bonus before applying and plan accordingly
  • If bank official unable to you bonus which you see online then don't apply from bank. Go online and apply it.
  • Follow up with bank for redeeming or cashing the bonus after conditional period.
All the best. Share your experiences. 

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